It is very important for us to understand what can keep us from being rich. Though being rich should not be one of our goals, it is still important to know what habits can keep us from prospering. Therefore, here are four methods of self-sabotage that keep us poor.
Living off of credit
The first thing that we as people can do that will keep us poor is trying to live off credit. I understand that people find it important to have a good credit score. However, if a person has enough money to buy what they want, their credit score will not matter.
Spending money in order to be happy
Another act that can break a person financially is when they spend money in order to be happy. An example of spending money in order to be happy would be like going shopping because we are bored. We would end up buying things thinking, “If I have this particular item, life will be better.” In turn, we may end up feeling worse than before we went shopping. We may feel like we wasted our money as we realize that we are still just as sad as before we went shopping. On that note, we need to spend money only to take care of our business and help people. Our happiness should be determined internally because money cannot buy happiness as being happy is priceless in value.
Spending all of the money we have before our next payday
A common way we can keep ourselves in need is by spending all of the money we have before our next payday. I can remember looking into my account to see how much money I had. I did not do this to see how well I was saving. Instead, I did it to see how much I could spend. Later on, when my check would come, I always had to start over with my budget. This happened because I did not have any money rolling over from my last pay period. Eventually, my spending habits hurt me and I felt the need for more money because I did not respect the money I had. Therefore, I opened a couple of credit cards and ended up in debt. In turn, now even the money I made each pay period was not enough to cover my bills.
Not wanting to work
One of the most common ways to be poor is to not want to work. I have seen many people suffer in life because of their own laziness or lack of having a drive. They wanted things but could not have them. They wanted to do things but could not do them. They wanted to be somebody new but could not be that person. All of the things they could not do were a result of them not wanting to work to have what they wanted. Their unwillingness to work left them with an empty resume, no money, and no experience when it came to be chosen for something special.
As you can see, these four methods of self-sabotage are easy to fall into. However, just as they are easy to fall into, they are easy to avoid. Therefore, be wise about what you do with your money and time. Avoid credit at all costs, be happy internally, do not live from check to check, and always be will to work. Eventually, your wise moves will lead you into riches that will not perish from you.